Whole of Market Mortgage and Protection Advice You Can Trust
In2Equity is an independent, FCA-regulated brokerage with access to the full market. We have helped over 1,425 clients find the right mortgage and protection solutions for their circumstances.
Independent, Regulated, and Whole of Market
In2Equity is founded and led by Angel Thomas, a qualified mortgage and protection broker with over 20 years in financial services. We are not tied to any single lender or product, which means our advice is genuinely independent and our job is to find what is right for you, not what is convenient for us.
Whether you are buying your first home, remortgaging to get a better deal, building a buy to let portfolio, or looking for the right protection for your family or business, we bring the knowledge and the market access to find the right solution.
We operate from London and work with clients across the UK.
Angel Thomas, Founder of In2Equity
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Whole of market access
Mortgages for Every Situation
We work with the whole market, which means we can compare thousands of products to find the one that suits your situation, your finances, and your goals.
First Time Buyer
We guide first time buyers through every step of the mortgage process, from understanding how much you can borrow to completing your application.
- Whole of market product search
- Help to Buy and shared ownership advice
- Clear, jargon-free guidance throughout
- Support from application to completion
Remortgage
Whether your current deal is ending or you want to release equity, we will search the market to find a better rate for your circumstances.
- Rate comparison across lenders
- Equity release advice
- Switching lender or product
- Consolidation and further borrowing
Buy to Let
For landlords and property investors, we provide access to a wide range of buy to let mortgage products tailored to portfolio and individual needs.
- Individual and portfolio buy to let
- Limited company buy to let
- HMO and multi-unit freehold blocks
- Remortgage and product transfers
Buy to Let mortgages are not regulated by the Financial Conduct Authority.
Book a ConsultationRight to Buy
We help council and housing association tenants navigate the Right to Buy scheme, from assessing eligibility to securing the right mortgage.
- Right to Buy eligibility advice
- Discount calculation guidance
- Whole of market mortgage access
Commercial Mortgages
For business owners and investors requiring finance on commercial property or semi-commercial assets.
- Office, retail, and industrial premises
- Semi-commercial and mixed-use properties
- Owner-occupied and investment finance
All commercial mortgages are not regulated by the Financial Conduct Authority.
Book a ConsultationBridging Finance
Short-term bridging loans for property purchases, refurbishments, auction finance, and chain breaks where speed and flexibility are essential.
- Residential and commercial bridging
- Regulated and unregulated bridging
- Auction and development finance
Commercial bridging finance is not regulated by the Financial Conduct Authority.
Book a ConsultationProtect What You Have Built
Good financial planning is not just about building wealth. It is about protecting it. We advise on a full range of life and protection products to ensure your finances and your family are covered if the unexpected happens.
Life Insurance
Financial protection for your loved ones if you were no longer here. Level term, decreasing term, and whole of life options.
Critical Illness Cover
A lump sum payment on diagnosis of a specified serious illness, helping cover mortgage payments, medical costs, and lost income.
Income Protection
Replaces a portion of your income if you are unable to work due to illness or injury, so your financial commitments stay covered.
Business Protection
Protects your business against the loss of a key person or business owner, including key person insurance, shareholder protection, and relevant life plans.
How We Work With You
Free Consultation
A no-obligation call to understand your situation, goals, and what you need.
Market Research
We search the whole market to identify the products that best fit your needs and finances.
Recommendation
We present our recommendation clearly, explaining why it is the right choice for your circumstances.
Application and Completion
We manage your application from submission through to completion, keeping you updated throughout.
Talk to Us Today. No Obligation.
A free, no-obligation consultation is the best starting point. Whether you know exactly what you need or are still working it out, a conversation with our team will give you clarity on your options and next steps.
There may be a fee for mortgage advice depending on your circumstances. We will always be clear about any fees before we begin work on your behalf.
Request a Callback
What our clients say
"Angel is fantastic! She gave me such good advice and managed to get me a great mortgage deal which I thought may not of been possible. She really knows her stuff and made everything easy to understand. Highly recommend!"
Marcia Whyte
"In2Equity made getting my Life Insurance and Income Protection a breeze. They explained everything about the process and benefits in a clear and straightforward way. I'm thrilled I chose their services"
Jenny Taylor
"Received excellent mortgage advice, facilitated the entire mortgage process for me, recommended a reliable solicitor, and efficiently arranged all the necessary insurance. Top-notch service thank you!"
Kwame Mensah
Finance Manager
In2Equity Ltd is authorised and regulated by the Financial Conduct Authority. Company number: 09718370. Registered office: 190 High Street, London SE20 7QB.
There may be a fee for mortgage advice depending on your circumstances. The precise amount will be confirmed before you proceed.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Some Buy to Let mortgages are not regulated by the Financial Conduct Authority. All Commercial mortgages are not regulated by the Financial Conduct Authority. Bridging finance may be regulated or unregulated depending on the nature of the loan and the property involved. We will confirm the regulatory status of any product before you apply.
In2Equity Ltd acts as a credit broker, not a lender. We work with a panel of lenders and search the whole market on your behalf.